How to get a free online credit report

I’ve been watching my credit for free for the past year or so at TrueCredit.com. Keeping track of my credit online lets me know what to expect if I apply for a new loan or line or credit, and lets me know right away if something incorrect is showing up. TrueCredit.com includes a free credit score (not included in most free credit reports), and provides graphs of your debt-to-income ratio, available credit, balances/payments, and total debt over time. Once you sign up, your free membership includes:

  • Secure login access to your online credit products and historical data
  • Easy one-click ordering of updated credit management products
  • Optional subscription to our free credit education newsletter
  • Exclusive members-only discounts

Here’s a link for the free membership They have a nice refer-a-friend program, too, where you get a $100 Target giftcard if you refer 5 friends.

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